Think about the last time your family faced a crisis. Maybe it was financial stress after a job loss, the struggle to care for an aging parent, or helping a teenager through mental health challenges.

Cecilia is a freelance writer, content marketing strategist and author covering education, technology and energy. She is a current contributor to the Forbes Advisor education vertical and holds a ...

Liz Simmons is an education staff writer at Forbes Advisor. She has written about higher education and career development for various online publications since 2016. She earned a master’s degree in ...

MSW, RSW - Registered Social Worker - Strength-Based Therapy - Mental Health & Trauma Support - Addiction, Grief, and Relationship Counseling. I am a Registered Social Worker (RSW) with a Master of ...